Privacy Policy/Terms and Conditions

Retirement Plan Concepts maintains this website (the "website") for your personal information, education, and communication. Please feel free to browse the website. You may download material displayed on the website for non-commercial, personal use, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, or use the content of the website for public or commercial purposes, including the text and images, without the Retirement Plan Concepts's written permission.

Your access to and use of the website is also subject to the following terms and conditions ("Terms and Conditions") and all applicable laws. By accessing and browsing the website, you accept, without limitation or qualification, the Terms and Conditions.

Retirement Plan Concepts, its website images and text, all page headers, custom graphics and button icons are service marks, trademarks, and/or trade dress of the Retirement Plan Concepts and may not be used by others without prior written permission of the Retirement Plan Concepts. All use thereof inures to the benefit of the Retirement Plan Concepts. All other trademarks, product names and company names or logos cited in this website are the property of their respective owners.

Retirement Plan Concepts website has many sections that are open to all users, with no registration required. For these sections, no software tracks e-mail addresses of users. However, the Web server does track domain names for security purposes and for information regarding the nature and extent of the website's usage.

Users are not required to disclose any personal information in order to view the website. Retirement Plan Concepts may gather some personal identifiable information when it is voluntarily submitted by the user. The types of information collected may include your name, e-mail address, phone number, and postal address. This information is used for its intended purpose, and to better serve the users. All personally identifiable information obtained from users is treated with great care in order to protect your privacy and security. The management of Retirement Plan Concepts authorizes only trained and qualified employees to access the information you choose to provide. The information volunteered is used solely by Retirement Plan Concepts and will not be shared with unrelated outside parties.

From time to time, we may use your address, phone number or e-mail address to provide you with updates and other information we think may be of interest to you. Your ability to opt out of such information is discussed below.

We collect the e-mail addresses of those who communicate with us via e-mail. We do not currently sell e-mail addresses to any third party.

We also collect information volunteered by users in relation to website registrations. This information is kept confidential by Retirement Plan Concepts and is not used for purposes outside of the intent of registration form.

Any link (including a hyperlink, button or referral device of any kind) used on the website is provided for your use and convenience. The appearance of a link on the website does not constitute an endorsement, recommendation or certification by us, nor should the presence of a link in any way be construed as a suggestion that any third-party website has any relationship with us. We do not endorse the content on any third-party websites. We are not responsible for the content of linked third-party websites or third-party advertisements, and do not make any representations regarding their content or accuracy. We do not knowingly link to websites that may infringe on valid and existing trademarks, service marks, copyrights or patents. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such websites. We do not endorse any product that may be advertised on the website.

Links into the website must be by prior written approval of Retirement Plan Concepts. No other links into the website are permitted. To obtain written permission, click here and reference the material you wish to use.

Unless they have prior written permission from us to do so, third-parties (i) are not permitted to advertise in any way that suggests that we have any relationship or affiliation with a third-party website or that we endorse, sponsor or recommend the information, products or services on such website, (ii) cannot use any of our names, logos, designs, slogans, product trademarks or service marks in any advertising, publicity, promotion, or in any other commercial matter, and (iii) cannot use any of our names, logos, designs, slogans, product trademarks or service marks, or any other words or codes identifying the website, in any "metatag" or other information used by search engines or other information location tools to identify and select websites.

Some areas of the website are password-protected for specific user such as members of Retirement Plan Concepts. For those areas, Retirement Plan Concepts disseminates the username and password to the appropriate individuals.

We use cookies to monitor website usage and performance, and to personalize the content of various areas within the website.

Retirement Plan Concepts treats all personally identifiable information collected on the website as securely as possible. We use Secure Socket Layer encryption on all forms that require submission through electronic data transfer. Our staff is trained to treat member and customer information with the utmost confidentiality. Should you feel there has been a breach in the security of this website, please contact us at Webmaster@rpcwt.com.

If you supply us with your postal address, phone number, or e-mail address, you may receive periodic communications from Retirement Plan Concepts via the same medium. The communications will provide information on services available or upcoming events. If you do not want your information to be accessible to other members via our online membership directories, please click here and include your last name and member number.

As a user of the website, you are responsible for keeping your password (member number) safe. To do so, Retirement Plan Concepts highly recommends that you do not divulge your Retirement Plan Concepts password to anyone for your own protection. If you feel your account access or password has been compromised, please contact Retirement Plan Concepts immediately.

As a user of Retirement Plan Concepts website, you are solely responsible to make sure your personal information is up-to-date and correct. Retirement Plan Concepts is not responsible for any incorrect information entered by a user.

You should assume that everything you see or read on the website is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the website without the written permission of Retirement Plan Concepts. Retirement Plan Concepts neither warrants nor represents that your use of materials displayed on the website will not infringe rights of third parties not owned by or affiliated with Retirement Plan Concepts.

While Retirement Plan Concepts uses reasonable efforts to include accurate and up-to-date information in the website, Retirement Plan Concepts makes no warranties or representations as to its accuracy. Retirement Plan Concepts assumes no liability or responsibility for any errors or omissions in the content of the website.

Your use of and browsing in the website are at your risk. Neither Retirement Plan Concepts nor any party involved in creating, producing, or delivering the website is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the website. Without limiting the foregoing, everything on the website is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Retirement Plan Concepts also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any materials, data text, images, video, or audio from the website.

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the website are registered and unregistered Trademarks of Retirement Plan Concepts and others. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the website without the written permission of Retirement Plan Concepts or such third party that may own the Trademarks displayed on the website. Your misuse of the Trademarks displayed on the website, or any other content on the website, except as provided in these Terms and Conditions, is strictly prohibited.

Retirement Plan Concepts has not reviewed all of the websites linked to the website and is not responsible for the content of any off-website pages or any other website linked to the website. Your linking to any other off-website pages or other websites is at your own risk.

Retirement Plan Concepts may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms and Conditions to which you are bound.